Already a homeowner? Refinancing your mortgage can lower your monthly payment, reduce your loan term, or give you access to cash for renovations, education, or debt consolidation.
Get a better interest rate or change your loan length.
Tap into your home’s equity for major expenses.
Simplified refinancing for existing FHA or VA loans.
Typically when interest rates are 0.5–1% lower than your current rate.
Yes — options like FHA streamline refinancing may still be available.