Buying a home is one of the biggest financial decisions you’ll ever make — but it doesn’t have to feel overwhelming. At Trinity Lending Company (TLC), we help New Jersey families understand the process, choose the right loan, and move forward with confidence.
Whether you’re a first-time buyer, upsizing, or refinancing, this hub is your one-stop resource for everything you need to know.
Know how much home you can afford before you start shopping.
We’ll connect you with trusted NJ real estate professionals.
Tour homes, compare options, and make an offer.
Choose the best mortgage program (Conventional, FHA, VA, or First-Time Buyer).
We’ll guide you through final paperwork and hand you the keys.
Estimate monthly payments.
Documents you’ll need.
Step-by-step support for new homeowners.
As little as 3% for conventional or 3.5% with FHA.
On average 30–45 days in NJ.
Yes — a realtor protects your interests and helps you find the right property.