At Trinity Lending Company, we believe getting a mortgage shouldn’t feel overwhelming. Whether you’re buying your first home, upgrading to fit your family, or refinancing to save money, we’re here to make the process simple, honest, and stress-free.
We don’t just write loans — we build relationships. Every client is treated like family, and every loan is handled with the care it deserves.
With decades of experience in the mortgage and real estate industry, John Fornino founded Trinity Lending Company on a promise: to deliver loyalty, trust, and results to every client.
John has helped hundreds of New Jersey families achieve their dream of homeownership, always with a hands-on approach. He understands that buying or refinancing a home isn’t just about numbers — it’s about people, families, and futures.
“When clients choose TLC, they’re not just getting a mortgage. They’re getting a trusted partner who has their back every step of the way.” – John Fornino
To help New Jersey homebuyers and homeowners achieve their goals with transparency, loyalty, and expertise.
We stand by our clients and partners, every step of the way.
Backed by years of proven success in the mortgage industry.
Clear communication and guidance so you always know what to expect.
Local NJ expertise with a personal touch.
Direct, honest advice (no hidden surprises).
Faster closings and smoother transactions.
A partner who values relationships as much as results.