First-Time Homebuyer Loans & Assistance in New Jersey
Buying your first home in NJ is exciting — but the costs can feel overwhelming. Fortunately, New Jersey offers state and local first-time buyer programs that can provide financial assistance.
Types of Assistance
Down payment grants.
Closing cost assistance.
Tax credits for first-time buyers.
Who It’s For
NJ residents purchasing their first home.
Buyers who meet income and purchase price limits.
Families in need of financial support to get started.
FAQ:
Do I have to be a first-time buyer?
Many programs define this as not owning a home within the past three years.
Are there income limits?
Yes, limits vary by county and household size.
Want to see which NJ first-time buyer programs you qualify for?